You are just seconds away from sending money – the offer sounds perfect, the seller seems trustworthy and the clock is ticking.
But just before you hit send, one of Nigeria’s leading financial institutions, OPay flashes a critical warning: “Caution – this account has been linked to suspicious activity.”
In that moment, the rush fades, your instincts kick in, and you realise you were on the brink of falling for a scam. One smart alert, one timely pause — and your hard-earned money stays exactly where it should: safe.
This is the power behind OPay’s multi-layered scam alert system — an Artificial Intelligence (AI)-driven, real-time defense network designed to detect and stop fraudulent transactions before they happen.
At the heart of it is a machine learning engine trained on thousands of scam patterns, user reports, flagged accounts, and unusual transaction behaviors. But OPay’s approach goes far beyond a single alert. (TheNation)