What happens when you find yourself in need of cash, but without your debit card?
The Cardless ATM withdrawal in Nigeria, introduced sometime in April 2014, has been adopted by some Nigerian banks; but this service is yet to get the attention of many bank customers.
The awareness is sluggishly growing among Nigerian bank customers. But the question is – are the banks doing enough in creating the awareness among their customers? Investigation shows that most bank ATMs have the service installed but they are not being used.
If you are unfortunate enough to have your debit card stolen, you lose your card or simply forget to bring it with you, and you need cash, here are tips from pocketsense.com and wellkeptwallet.com to withdraw money from an Automated Teller Machine without a card.
Ask the teller for help
Go inside the bank and explain to the teller that you do not have your ATM card on hand. The teller has the ability to look up your account information, and may ask for your state issued driver’s licence or identity card according to bank policy. You will need to fill out a withdrawal slip with the account number provided by the teller, the amount of money you want and sign your name. The teller can then withdraw the money from your account and complete the transaction. Read more
